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li:hover{background:#f0f8ff;padding-right:40px;color:#2c3e50}.info-card li:before{content:"💰";position:absolute;right:0;font-weight:700;font-size:1.2rem;transition:all .3s ease}@media(max-width:768px){.insurance-page{padding:20px 0}.page-header{padding:30px 20px;margin-bottom:30px}.page-header h1{font-size:2rem}.info-card{padding:25px 20px}}.fire-insurance-page{background:linear-gradient(135deg,#0f172a,#1e3a8a,#6b21a8);color:#f1f5f9;padding:3rem 1rem;min-height:100vh;font-family:system-ui,-apple-system,sans-serif}.fire-insurance-container{max-width:1280px;margin:0 auto}.fire-insurance-header{text-align:center;margin-bottom:4rem}.header-icon-container{display:inline-flex;align-items:center;justify-content:center;padding:1.25rem;background:linear-gradient(135deg,#f59e0b,#f97316);border-radius:1rem;margin-bottom:1.5rem;box-shadow:0 25px 50px -12px #f59e0b40}.header-icon{width:3rem;height:3rem;color:#fff}.fire-insurance-title{font-size:3rem;font-weight:700;background:linear-gradient(135deg,#fcd34d,#fdba74);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-bottom:1.5rem}.fire-insurance-subtitle{font-size:1.25rem;color:#d1d5db;max-width:48rem;margin:0 auto;line-height:2.25rem;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff0d;border-radius:1rem;padding:1.5rem;border:1px solid rgba(245,158,11,.3)}.risks-section{background:linear-gradient(135deg,#1e293b99,#1e40af99);border-radius:1.5rem;padding:2rem;border:2px solid rgba(245,158,11,.4);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);box-shadow:0 25px 50px -12px #00000040;margin-bottom:4rem}.risks-title{font-size:2rem;font-weight:700;color:#f59e0b;text-align:center;margin-bottom:2rem;border-bottom:2px solid 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.risk-icon{color:#fbbf24}.risk-flood{background:#3b82f633;border-color:#60a5fa80}.risk-flood .risk-icon{color:#60a5fa}.risk-earthquake{background:#f9731633;border-color:#fb923c80}.risk-earthquake .risk-icon{color:#fb923c}.risk-storm{background:#22c55e33;border-color:#4ade8080}.risk-storm .risk-icon{color:#4ade80}.risk-water-leak{background:#06b6d433;border-color:#22d3ee80}.risk-water-leak .risk-icon{color:#22d3ee}.risk-snow-damage{background:#6366f133;border-color:#818cf880}.risk-snow-damage .risk-icon{color:#818cf8}.risk-heavy-snow{background:#9333ea33;border-color:#a855f780}.risk-heavy-snow .risk-icon{color:#a855f7}.coverage-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:.75rem}@media(min-width:768px){.coverage-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1280px){.coverage-grid{grid-template-columns:repeat(3,1fr)}}.coverage-item{display:flex;align-items:center;gap:.75rem;padding:1rem;background:#ffffff1a;border-radius:1rem;border:1px solid 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#00000040;transform:translateY(-.5rem)}.coverage-card-inner{display:flex;align-items:flex-start;gap:1.25rem;margin-bottom:1.25rem}.coverage-icon{padding:1rem;border-radius:1rem;transition:transform .3s ease;display:flex;align-items:center;justify-content:center;flex-shrink:0}.coverage-card:hover .coverage-icon{transform:scale(1.1)}.coverage-icon svg{width:2.5rem;height:2.5rem}.coverage-content{flex:1}.coverage-card-title{font-size:1.25rem;font-weight:700;color:#fff;margin-bottom:1rem;line-height:2.25rem;transition:color .3s ease}.coverage-card:hover .coverage-card-title{color:#fef3c7}.coverage-description{color:#e5e7eb;line-height:2.25rem;text-align:justify;font-size:1rem;margin-bottom:1.25rem}.gradient-blue{background:linear-gradient(135deg,#3b82f64d,#06b6d44d)}.gradient-green{background:linear-gradient(135deg,#22c55e4d,#10b9814d)}.gradient-purple{background:linear-gradient(135deg,#9333ea4d,#ec48994d)}.gradient-red{background:linear-gradient(135deg,#ef44444d,#f43f5e4d)}.gradient-yellow{background:linear-gradient(135deg,#f59e0b4d,#fbbf244d)}.gradient-indigo{background:linear-gradient(135deg,#6366f14d,#8b5cf64d)}.gradient-orange{background:linear-gradient(135deg,#f973164d,#ef44444d)}.gradient-teal{background:linear-gradient(135deg,#14b8a64d,#06b6d44d)}.icon-blue{color:#60a5fa;background:#60a5fa33}.icon-green{color:#4ade80;background:#4ade8033}.icon-purple{color:#a78bfa;background:#a78bfa33}.icon-red{color:#f87171;background:#f8717133}.icon-yellow{color:#fbbf24;background:#fbbf2433}.icon-indigo{color:#818cf8;background:#818cf833}.icon-orange{color:#fb923c;background:#fb923c33}.icon-teal{color:#2dd4bf;background:#2dd4bf33}.premium-calculation-section{background:linear-gradient(135deg,#1e3a8a,#6b21a8);padding:2rem;margin:2rem 0;border-radius:15px;color:#fff}.calculation-container{max-width:800px;margin:0 auto;text-align:center}.calculation-title{font-size:1.5rem;margin-bottom:1.5rem;font-weight:700;color:#fbbf24}.multiplier-section{display:flex;flex-direction:column;align-items:center;gap:1rem;margin-bottom:2rem}.multiplier-dropdown{position:relative;display:inline-block}.multiplier-btn{background:#fff3;border:2px solid rgba(255,255,255,.5);color:#fff;padding:12px 20px;border-radius:10px;cursor:pointer;display:flex;align-items:center;gap:10px;font-size:1.1rem;font-weight:700;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);transition:all .3s ease;box-shadow:0 4px 15px #3b82f666}.multiplier-btn:hover{background:#ffffff4d;border-color:#ffffffb3;transform:translateY(-2px);box-shadow:0 6px 20px #3b82f699}.multiplier-menu{position:absolute;top:100%;left:0;right:0;background:linear-gradient(135deg,#1e40af,#7c3aed);border-radius:10px;box-shadow:0 10px 30px #0000004d;z-index:1000;margin-top:5px;overflow:hidden;max-height:300px;overflow-y:auto}.multiplier-option{width:100%;padding:12px 20px;border:none;background:transparent;color:#fff;cursor:pointer;text-align:center;transition:all .2s ease;border-bottom:1px solid rgba(255,255,255,.2);font-size:.9rem}.multiplier-option:hover{background:#fff3;color:#fbbf24}.multiplier-option.active{background:#f59e0b4d;color:#fbbf24;font-weight:700}.multiplier-note{font-size:.9rem;opacity:.9;margin:0}.premium-button-section{margin:1.5rem 0}.premium-calculate-btn{background:linear-gradient(135deg,#8b5cf6,#7c3aed);border:none;color:#fff;padding:15px 30px;border-radius:12px;cursor:pointer;display:flex;align-items:center;gap:10px;font-size:1.2rem;font-weight:700;transition:all .3s ease;box-shadow:0 6px 20px #8b5cf666;margin:0 auto}.premium-calculate-btn:hover{transform:translateY(-3px);box-shadow:0 8px 25px #8b5cf699}.premium-result-section{margin-top:2rem;animation:fadeIn .5s ease-in}.premium-result-card{background:#ffffff1a;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:15px;padding:2rem;border:1px solid rgba(255,255,255,.2)}.premium-result-title{font-size:1.4rem;margin-bottom:1.5rem;font-weight:700;color:#fbbf24}.premium-breakdown{display:flex;flex-direction:column;gap:1rem;margin-bottom:1.5rem}.premium-item{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.2)}.premium-item.total{border-bottom:none;border-top:2px solid #fbbf24;padding-top:15px;margin-top:10px}.premium-label{font-size:1rem;opacity:.9}.premium-value{font-size:1.1rem;font-weight:700;color:#fbbf24}.premium-item.total .premium-value{font-size:1.3rem;color:#fbbf24}.premium-explanation{background:#ffffff0d;padding:1.5rem;border-radius:10px;border-right:4px solid #fbbf24}.explanation-text{margin:0;line-height:1.8;font-size:.9rem;opacity:.9}.discount-banner{background:linear-gradient(135deg,#10b981,#059669);padding:12px 20px;border-radius:10px;display:flex;align-items:center;gap:10px;font-weight:700;margin-bottom:1.5rem;box-shadow:0 4px 15px #10b98166;animation:pulse 2s infinite}.proposal-button-section{margin:2rem 0 1rem;text-align:center}.proposal-show-btn{background:linear-gradient(135deg,#8b5cf6,#7c3aed);border:none;color:#fff;padding:15px 30px;border-radius:12px;cursor:pointer;display:inline-flex;align-items:center;gap:10px;font-size:1.2rem;font-weight:700;transition:all .3s ease;box-shadow:0 6px 20px #8b5cf666}.proposal-show-btn:hover{transform:translateY(-3px);box-shadow:0 8px 25px #8b5cf699}.proposal-form-section{margin-top:2rem;animation:fadeIn .5s ease-in}.proposal-form-card{background:linear-gradient(135deg,#2563eb4d,#7c3aed4d);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:15px;padding:2rem;border:1px solid rgba(255,255,255,.3)}.proposal-form-title{font-size:1.4rem;margin-bottom:2rem;font-weight:700;color:#fbbf24;text-align:center}.form-section{margin-bottom:2.5rem;padding-bottom:1.5rem;border-bottom:1px solid rgba(255,255,255,.2)}.form-section:last-of-type{border-bottom:none}.form-section-title{font-size:1.2rem;margin-bottom:1.5rem;font-weight:700;color:#fbbf24}.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem}.form-group label{margin-bottom:.5rem;font-weight:700;font-size:.9rem;opacity:.9}.form-group input,.form-group select,.form-group textarea{padding:12px 15px;border:1px solid rgba(255,255,255,.3);border-radius:8px;background:#ffffff26;color:#fff;font-size:1rem;transition:all .3s ease}.form-group select{color:#fff;background:#ffffff26}.form-group select option{background:#1e3a8a;color:#fff}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:#fbbf24;background:#fff3;box-shadow:0 0 0 3px #fbbf241a}.form-group textarea{resize:vertical;min-height:80px}.calculation-summary{background:#ffffff1a;padding:1.5rem;border-radius:10px;margin:2rem 0;border:1px solid rgba(255,255,255,.2)}.summary-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.summary-item{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1)}.summary-item:last-child{border-bottom:none}.summary-amount{font-weight:700;color:#fbbf24;font-size:1.1rem}.summary-item.discount .summary-discount{color:#10b981;font-weight:700}.form-submit-section{text-align:center;margin-top:2rem}.submit-proposal-btn{background:linear-gradient(135deg,#10b981,#059669);border:none;color:#fff;padding:18px 40px;border-radius:12px;cursor:pointer;display:inline-flex;align-items:center;gap:12px;font-size:1.3rem;font-weight:700;transition:all .3s ease;box-shadow:0 6px 20px #10b98166}.submit-proposal-btn:hover{transform:translateY(-3px);box-shadow:0 8px 25px #10b98199}@media(max-width:768px){.premium-calculation-section{padding:1.5rem;margin:1.5rem 0}.calculation-title{font-size:1.3rem}.multiplier-btn{font-size:1rem;padding:10px 16px}.multiplier-menu{max-height:200px}.multiplier-option{padding:10px 16px;font-size:.85rem}.premium-calculate-btn{font-size:1.1rem;padding:12px 24px}.premium-result-card{padding:1.5rem}.premium-item{flex-direction:column;gap:5px;text-align:center}.premium-label,.premium-value{font-size:.9rem}.proposal-form-card{padding:1.5rem}.form-grid{grid-template-columns:1fr;gap:1rem}.summary-grid{grid-template-columns:1fr}.submit-proposal-btn{font-size:1.1rem;padding:15px 30px}.proposal-show-btn{font-size:1.1rem;padding:12px 24px}}.dir-ltr{direction:ltr}.text-justify{text-align:justify}.insurance-page{padding:40px 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0;direction:rtl;min-height:70vh;background:linear-gradient(135deg,#a1c4fd,#c2e9fb)}.page-header h1{font-size:2rem;margin-bottom:15px;font-weight:700}.info-card li:before{content:"🩺";position:absolute;right:0;font-size:1.2rem}.specialties-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:15px;margin-top:30px}.specialty-item{background:#fff;padding:20px;border-radius:10px;text-align:center;box-shadow:0 5px 15px #0000001a;border-right:4px solid #4facfe;transition:transform .3s ease}.specialty-item:hover{transform:translateY(-3px)}.specialty-item h4{color:#2c3e50;margin-bottom:10px;font-size:1.1rem}.specialty-item p{color:#666;font-size:.9rem;margin-bottom:0}@media(max-width:768px){.insurance-page{padding:20px 0}.page-header{padding:30px 20px}.page-header h1{font-size:1.6rem}.info-card{padding:25px 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#0000000d}.form-input::-moz-placeholder{color:#666!important;opacity:.7}.form-input::placeholder{color:#666!important;opacity:.7}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:#3498db;box-shadow:0 0 0 3px #3498db33,inset 0 2px 4px #0000000d;background:#fff;color:#000!important}.form-textarea{resize:vertical;min-height:100px;line-height:1.6;color:#000!important}.form-hint{margin-top:8px;color:#666;font-size:.85rem;font-style:italic}.dropdown-large{min-height:60px}.form-select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23000000' d='M6 8L2 4h8z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:left 15px center;background-size:12px;padding-left:40px;appearance:none;-webkit-appearance:none;-moz-appearance:none;color:#000!important}.form-select 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#3498db;border-radius:6px;position:relative;transition:all .3s ease;background:#fff;flex-shrink:0}.checkbox-input:checked+.checkbox-custom{background:#3498db;border-color:#3498db}.checkbox-input:checked+.checkbox-custom:after{content:"✓";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:#fff;font-weight:700;font-size:14px}.submit-button{background:linear-gradient(135deg,#3498db,#2980b9);color:#fff;border:none;padding:20px 60px;font-size:1.3rem;font-weight:700;border-radius:50px;cursor:pointer;transition:all .3s ease;box-shadow:0 6px 25px #3498db66;display:block;margin:50px auto 30px;width:350px;font-family:Segoe UI,Tahoma,Geneva,Verdana,sans-serif;text-shadow:0 1px 2px rgba(0,0,0,.1);border:2px solid #2980b9}.submit-button:hover{transform:translateY(-3px);box-shadow:0 10px 35px 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--tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property 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