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svg{width:1.75rem;height:1.75rem}.risk-text{color:#f1f5f9;font-size:.875rem;font-weight:500;line-height:1.5rem;flex:1}.risk-fire{background:#ef444433;border-color:#f8717180}.risk-fire .risk-icon{color:#f87171}.risk-explosion{background:#f59e0b33;border-color:#fbbf2480}.risk-explosion .risk-icon{color:#fbbf24}.risk-flood{background:#3b82f633;border-color:#60a5fa80}.risk-flood .risk-icon{color:#60a5fa}.risk-earthquake{background:#f9731633;border-color:#fb923c80}.risk-earthquake .risk-icon{color:#fb923c}.risk-storm{background:#22c55e33;border-color:#4ade8080}.risk-storm .risk-icon{color:#4ade80}.risk-water-leak{background:#06b6d433;border-color:#22d3ee80}.risk-water-leak .risk-icon{color:#22d3ee}.risk-snow-damage{background:#6366f133;border-color:#818cf880}.risk-snow-damage .risk-icon{color:#818cf8}.risk-heavy-snow{background:#9333ea33;border-color:#a855f780}.risk-heavy-snow 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#0000001a;flex-shrink:0}.coverage-text{color:#e5e7eb;font-size:.875rem;line-height:1.75rem;flex:1}.dot-pink{background-color:#f472b6}.dot-teal{background-color:#2dd4bf}.dot-rose{background-color:#fb7185}.dot-amber{background-color:#fbbf24}.dot-lime{background-color:#a3e635}.coverage-cards-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.5rem;margin-bottom:4rem}@media(min-width:1024px){.coverage-cards-grid{grid-template-columns:repeat(2,1fr)}}.coverage-card{border-radius:1.5rem;padding:1.75rem;border:2px solid rgba(245,158,11,.6);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);transition:all .5s ease;cursor:pointer}.coverage-card:hover{box-shadow:0 25px 50px -12px #00000040;transform:translateY(-.5rem)}.coverage-card-inner{display:flex;align-items:flex-start;gap:1.25rem;margin-bottom:1.25rem}.coverage-icon{padding:1rem;border-radius:1rem;transition:transform .3s ease;display:flex;align-items:center;justify-content:center;flex-shrink:0}.coverage-card:hover .coverage-icon{transform:scale(1.1)}.coverage-icon svg{width:2.5rem;height:2.5rem}.coverage-content{flex:1}.coverage-card-title{font-size:1.25rem;font-weight:700;color:#fff;margin-bottom:1rem;line-height:2.25rem;transition:color .3s ease}.coverage-card:hover .coverage-card-title{color:#fef3c7}.coverage-description{color:#e5e7eb;line-height:2.25rem;text-align:justify;font-size:1rem;margin-bottom:1.25rem}.gradient-blue{background:linear-gradient(135deg,#3b82f64d,#06b6d44d)}.gradient-green{background:linear-gradient(135deg,#22c55e4d,#10b9814d)}.gradient-purple{background:linear-gradient(135deg,#9333ea4d,#ec48994d)}.gradient-red{background:linear-gradient(135deg,#ef44444d,#f43f5e4d)}.gradient-yellow{background:linear-gradient(135deg,#f59e0b4d,#fbbf244d)}.gradient-indigo{background:linear-gradient(135deg,#6366f14d,#8b5cf64d)}.gradient-orange{background:linear-gradient(135deg,#f973164d,#ef44444d)}.gradient-teal{background:linear-gradient(135deg,#14b8a64d,#06b6d44d)}.icon-blue{color:#60a5fa;background:#60a5fa33}.icon-green{color:#4ade80;background:#4ade8033}.icon-purple{color:#a78bfa;background:#a78bfa33}.icon-red{color:#f87171;background:#f8717133}.icon-yellow{color:#fbbf24;background:#fbbf2433}.icon-indigo{color:#818cf8;background:#818cf833}.icon-orange{color:#fb923c;background:#fb923c33}.icon-teal{color:#2dd4bf;background:#2dd4bf33}.premium-calculation-section{background:linear-gradient(135deg,#1e3a8a,#6b21a8);padding:2rem;margin:2rem 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#fbbf24}.explanation-text{margin:0;line-height:1.8;font-size:.9rem;opacity:.9}.discount-banner{background:linear-gradient(135deg,#10b981,#059669);padding:12px 20px;border-radius:10px;display:flex;align-items:center;gap:10px;font-weight:700;margin-bottom:1.5rem;box-shadow:0 4px 15px #10b98166;animation:pulse 2s infinite}.proposal-button-section{margin:2rem 0 1rem;text-align:center}.proposal-show-btn{background:linear-gradient(135deg,#8b5cf6,#7c3aed);border:none;color:#fff;padding:15px 30px;border-radius:12px;cursor:pointer;display:inline-flex;align-items:center;gap:10px;font-size:1.2rem;font-weight:700;transition:all .3s ease;box-shadow:0 6px 20px #8b5cf666}.proposal-show-btn:hover{transform:translateY(-3px);box-shadow:0 8px 25px #8b5cf699}.proposal-form-section{margin-top:2rem;animation:fadeIn .5s ease-in}.proposal-form-card{background:linear-gradient(135deg,#2563eb4d,#7c3aed4d);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:15px;padding:2rem;border:1px solid rgba(255,255,255,.3)}.proposal-form-title{font-size:1.4rem;margin-bottom:2rem;font-weight:700;color:#fbbf24;text-align:center}.form-section{margin-bottom:2.5rem;padding-bottom:1.5rem;border-bottom:1px solid rgba(255,255,255,.2)}.form-section:last-of-type{border-bottom:none}.form-section-title{font-size:1.2rem;margin-bottom:1.5rem;font-weight:700;color:#fbbf24}.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem}.form-group label{margin-bottom:.5rem;font-weight:700;font-size:.9rem;opacity:.9}.form-group input,.form-group select,.form-group textarea{padding:12px 15px;border:1px solid rgba(255,255,255,.3);border-radius:8px;background:#ffffff26;color:#fff;font-size:1rem;transition:all .3s ease}.form-group select{color:#fff;background:#ffffff26}.form-group select option{background:#1e3a8a;color:#fff}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:#fbbf24;background:#fff3;box-shadow:0 0 0 3px #fbbf241a}.form-group textarea{resize:vertical;min-height:80px}.calculation-summary{background:#ffffff1a;padding:1.5rem;border-radius:10px;margin:2rem 0;border:1px solid rgba(255,255,255,.2)}.summary-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.summary-item{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1)}.summary-item:last-child{border-bottom:none}.summary-amount{font-weight:700;color:#fbbf24;font-size:1.1rem}.summary-item.discount .summary-discount{color:#10b981;font-weight:700}.form-submit-section{text-align:center;margin-top:2rem}.submit-proposal-btn{background:linear-gradient(135deg,#10b981,#059669);border:none;color:#fff;padding:18px 40px;border-radius:12px;cursor:pointer;display:inline-flex;align-items:center;gap:12px;font-size:1.3rem;font-weight:700;transition:all .3s ease;box-shadow:0 6px 20px 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#3498db;border-radius:6px;position:relative;transition:all .3s ease;background:#fff;flex-shrink:0}.checkbox-input:checked+.checkbox-custom{background:#3498db;border-color:#3498db}.checkbox-input:checked+.checkbox-custom:after{content:"✓";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:#fff;font-weight:700;font-size:14px}.submit-button{background:linear-gradient(135deg,#3498db,#2980b9);color:#fff;border:none;padding:20px 60px;font-size:1.3rem;font-weight:700;border-radius:50px;cursor:pointer;transition:all .3s ease;box-shadow:0 6px 25px #3498db66;display:block;margin:50px auto 30px;width:350px;font-family:Segoe UI,Tahoma,Geneva,Verdana,sans-serif;text-shadow:0 1px 2px rgba(0,0,0,.1);border:2px solid #2980b9}.submit-button:hover{transform:translateY(-3px);box-shadow:0 10px 35px #3498db80;background:linear-gradient(135deg,#2980b9,#2471a3)}.form-input:not(:-moz-placeholder){color:#000!important;background:#fff}.form-input:not(:placeholder-shown){color:#000!important;background:#fff}input,select,textarea{color:#000!important}input::-moz-placeholder,select::-moz-placeholder,textarea::-moz-placeholder{color:#666!important}input::placeholder,select::placeholder,textarea::placeholder{color:#666!important}@media(max-width:768px){.form-grid{grid-template-columns:1fr}.date-inputs{grid-template-columns:1fr;gap:8px}.form-section{padding:20px 15px}.submit-button{width:100%;max-width:300px;padding:18px 40px;font-size:1.1rem}.checkbox-label{font-size:.9rem;padding:15px}.form-input,.form-select,.form-textarea{padding:12px;font-size:16px;color:#000!important}.form-section h3{font-size:1.3rem}}.insurance-container{max-width:1200px;margin:0 auto;padding:20px;font-family:Segoe UI,Tahoma,Geneva,Verdana,sans-serif;direction:rtl;text-align:right;background:linear-gradient(135deg,#f5f7fa,#c3cfe2);min-height:100vh}.insurance-header{text-align:center;margin-bottom:40px;padding:30px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border-radius:15px;box-shadow:0 10px 30px #0003}.insurance-header h1{font-size:2.5rem;margin-bottom:10px;font-weight:700}.insurance-header p{font-size:1.2rem;opacity:.9}.insurance-tabs{display:flex;justify-content:center;margin-bottom:40px;background:#fff;border-radius:50px;padding:5px;box-shadow:0 5px 15px #0000001a}.tab-button{padding:15px 30px;border:none;background:transparent;cursor:pointer;font-size:1rem;font-weight:600;border-radius:50px;transition:all .3s ease;color:#666}.tab-button.active{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;box-shadow:0 5px 15px #667eea66}.tab-button:hover:not(.active){background:#f8f9fa;color:#333}.insurance-content{background:#fff;border-radius:15px;padding:40px;box-shadow:0 10px 30px #0000001a;margin-bottom:30px}.coverage-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:25px;margin-top:30px}.coverage-card{background:linear-gradient(135deg,#f093fb,#f5576c);padding:25px;border-radius:12px;color:#fff;box-shadow:0 8px 25px #00000026;transition:transform .3s ease}.coverage-card.hover{transform:translateY(-5px)}.coverage-card h3{font-size:1.3rem;margin-bottom:15px;font-weight:700}.coverage-card p{line-height:1.6;margin-bottom:15px;opacity:.95}.coverage-list{list-style-type:none;padding:0;margin-top:15px}.coverage-list li{padding:8px 20px 8px 0;border-bottom:1px solid rgba(255,255,255,.2);position:relative}.coverage-list 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